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How to Lend?

  • Stayking Protocol's lending pool interest model is based on Alpaca Finance's Triple Slope Model, a proven and widely used model in the DeFi market.
  • The TripleSlopeModel is a two-dimensional graph with the x-axis representing the utilization rate of the lending pool, with values ranging from 0 to 100%, and the y-axis representing the interest rate on the lending pool loans.
Utilization
Min Interest Rate
Max Interest Rate
m
b
0-60%
0%
20%
0.333
0
60-90%
20%
20%
0
0.2
90-100%
20%
40%
2
-1.6
Interest(Loan)=mUtilizationRate+bInterest(Loan)= m*UtilizationRate+b
Interest(Deposit)=Interest(Loan)UtiliztionRate(1PerformanceFee)Interest(Deposit)=Interest(Loan)*UtiliztionRate*(1-PerformanceFee)
You can find more information here.